Credit Card back from 2005

+1 vote
asked Dec 15, 2015 in Civil Law by anonymous
Hello Everyone,

I had a credit card back from Standard Chartered in 2001 and last payment was done in 2005 and now in Dec 2015 a guy from Mumbai calls me and tells me that he is a lawyer for Standard Chartered bank and he says that I have not paid the credit card from 2005 and now I have 2 options. Options are I can comprise and pay Standard Chartered through this lawyer or else he will issue a legal notice and issue a non bailable warrant against me. I am not a lawyer and quick search on Google says that there is something called statute of limitations so please help me answer some of the questions I have?

Q1: Does statute of limitations apply to me as the last payment was done in 2005

Q2: If I ignore this lawyer, can he issue a non bailable warrant against me

What do I do?



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